Finance Ireland has reported a strong financial performance for 2025, delivering a 23% increase in Profit Before Tax (PBT). The company reported PBT of €24.9m for the year, up from €20.3m in 2024. It also reported new lending of €624m throughout 2025. Reflecting this performance, Finance Ireland paid a dividend of €75m in the year.

• Profit before tax €24.9 million (+23%)
• New lending €624 million in 2025
• Dividend of €75 million paid during the year
• Strong growth across Motor Finance, Commercial Real Estate and SME Leasing
• Finance Ireland remains Ireland’s largest non-bank lender, employing 135 people across its specialist lending platforms

The company continues to maintain a strong market position through its specialist lending divisions in Motor Finance, Commercial Real Estate, SME Leasing and Agri-Finance. At 31 December 2025, Finance Ireland employed 135 people across the business.

The 2025 Annual Report and Consolidated Financial Statements highlighted strong performances across a number of key Divisions:

• Motor Finance – delivered a record year with new loan origination up 12% leading to a 26% increase in balances outstanding (2025 €653.2m v 2024 €518.4m).
• Commercial Real Estate – Continued its expansion with loan book growth of 10% to €526.4m (2024: €478.2).
• SME Leasing also recorded solid growth, with the underlying portfolio increasing 12.1% to €101.8m (2024 €90.8m).
• Agri-Finance – Finance Ireland is a significant provider of funding to the sector through its Milkflex product. At year-end, the loan book stood at €115.9m, with new lending slightly lower year-on-year.

Finance Ireland CEO Billy Kane said:

“This is a very strong set of results, driven by our disciplined lending approach and deep cross sector expertise. The business is exceptionally well positioned for continued growth.”